Earn Your CFTPM Certification as fast as This Weekend

80% of executives say credentialed candidates are viewed more favorably

Open the door to your next role with the Certified FinTech Payments Manager certification! Build a practical understanding of the entire payments ecosystem, pass an open-book exam, and earn your professional certification in approximately 10 hours.

Immediate online access • Self-paced • Two exam attempts

Important Note: since we are offering a free 30-minute 1-on-1 session with the Jake this month, there are only 43 more slots open in August. If you click on the check-out page and it is blank, please check back on September 1st. Thank you for your understanding.  

8 Hours

Approximate training time

Open Book

Use your course resources

2 Attempts

Included with enrollment

1 Weekend

A realistic completion goal

Customers served!

Trusted by 998 Professionals

Years of experience

2025 U.S. Average Earnings

$20,540

MORE PER YEAR

with a professional certification (like the CFTPM) vs. without

in management, business, and financial operations roles


Here’s what people are saying 

Expand, Improve, Evolve

The CFTPM certification helps payments professionals expand beyond a single function, qualify for broader opportunities, and remain valuable as the industry and its job requirements evolve.

ALI MALVICINO
VP, Solutions at Newline by Fifth Third

Applies best to our industry

BTW, of all of these courses that I've taken, this seems to apply the best to our particular industry and is easy to read through. Some of the courses I've taken in the past were far too skewed towards in-person banking making it difficult for the average person to comprehend.

SARAH ZEAL
VP - Compliance

Great

I’ve been doing this for a long time, and this program is great.

Doug mcgann
Founder, Vamos Pay
Image of Certified FinTech Payments Manager certificate and laptop of user taking the course.

Built for Payments Professionals

Practical Industry Knowledge

Complete It Online

Credential You Can Share

Meet Your Lead Instructor


Jake Posey, CFTPM, has worked in payments since 2008 — climbing the ladder at startups, large international payment companies, processors, and an issuing bank. He has served as a Board Member for a payments company and as a senior leader at Crypto.com. Along the way, he personally hired close to 50 employees and reviewed more than 5,000 resumes. He knows what it takes to get hired, promoted, and taken seriously in this industry. Additionally, he has taught thousands of students through the Payments Academy and through a local college.  


You are not learning theory. You are learning from someone who has built and led real payment programs.

See What Jake's Former Students Think of His Teaching Style

Jake Posey - Rate My professor Rating

Broaden Your Value

Broader Knowledge Makes You Harder to Replace and Easier to Promote.  

AI will automate more routine tasks across operations, compliance, risk, product, technology, and client services. The professionals who remain most valuable will be the ones who understand how the entire payment program works, connect decisions across departments, and apply judgment that technology alone cannot provide.

  • Enterprise Perspective 
    Understand how decisions outside your department affect the full payment program.
  • Increased Authority
    Speak with greater authority in cross-functional and leadership meetings.
  • Higher Value Assignments  
    Move beyond task-based work into roles that require judgment, coordination, and industry knowledge.
  • Career Mobility 
    Prepare for opportunities in product, operations, compliance, implementations, risk, client services, and leadership.
  • Build AI-Resilient Skills
    Demonstrate initi
  • ative with an industry-specific credential that shows you are investing in skills AI cannot easily replace.
Payments Academy Certification Leadership

What is Covered In Each Course?

  • Payments Ecosystem Course

  • Payments Building Blocks Course

  • Payments Economics Course

  • Payments Compliance Course

What's Covered in the Payments Ecosystem Course

Payment Network Partners (Their Role, Key Responsibilities, Why Important)

  • Program Managers
  • Issuing Banks
  • Processor
  • Card Networks
  • ATM Networks
  • Card Production Facilities
  • Cash Load Networks
  • CIP/KYC/OFAC Partners
  • Sales Agents
  • Merchant Processors
  • How Payments Partners Work Together
  • When to Duplicate Your Partners

Anatomy of a Payment

  • Anatomy of Card
  • Understanding BINs
  • Card Categories in BINs
  • How a Transaction Works
The Transformation

Move From Functional Specialist to Cross-Functional Payments Professional

The certification helps you connect the operational, technical, financial, and regulatory pieces that drive a payment program.

step 1

See the Entire Ecosystem

Understand the roles of Issuing Banks, Program Managers, processors, networks, card production facilities, and other critical partners.

step 2

Understand How Payments Move

Follow transaction data and money through authorization, clearing, settlement, loads, purchases, transfers, and withdrawals.

step 3

Prepare for Broader Roles

Build the cross-functional knowledge needed to contribute beyond your current responsibilities and pursue your next opportunity.

Earn 8 Hours In Continuing Education (CE) Credits

WHAT YOU'LL LEARN

Practical Knowledge Across the Payments Business

  • How payment transactions are authorized and settled
  • Responsibilities of Issuing Banks and Program Managers
  • The role of processors, networks, and supporting partners
  • Payments economics, interchange, fees, and costs
  • Funding methods, purchases, transfers, and withdrawals
  • Fraud, risk, and regulatory responsibilities
  • How product, technology, operations, compliance, implementations, sales, and client services work together
  • How money and transaction data move through a payment program
Payments Academy Compliance Training Certification

WHO ITS FOR

Built for Payments Professionals Ready to Grow

The strongest fit is a professional with approximately one to five years of payments experience who wants to expand beyond a single function.

  • Mid-Level Managers
  • Operations
  • Compliance
  • Fraud & Risk
  • Client Services
  • Project Management
  • Payment Executives
  • Product
  • Technology
  • Implementations
  • Sales
  • Program Management

THE WEEKEND PATH

Start Friday. Get Certified by Sunday.

You do not need months of studying, travel, or a fixed class schedule. You need one focused weekend.

FRIDAY

Approximately 2 hours

Build the Foundation

Learn the key ecosystem participants and begin following transactions and funds flows.

SATURDAY

Approximately 4 hours

Connect the Partners

Work through payments economics, operations, risk, compliance, products, and partner responsibilities.

SUNDAY

Approximately 4 hours

Finish & Certified

Complete the curriculum, review your materials, and take the open-book certification exam.

Payments Academy in a Weekend

DESIGNED FOR WORKING PROFESSIONALS

The Exam Tests Understanding—not Rote Memorization

You may use the course materials during the exam. The goal is to confirm that you understand the major concepts and know how to find and apply the information.

  • Open-book format
  • Maximum of two hours per attempt
  • Complete entirely online
  • Included Bonus: One additional exam retake at no additional charge
  • Included Bonus: Unlimited practice exams, pulled from the same question bank as the exam

Earn Your Payments Certification This Weekend

  • Immediate access to the complete certification curriculum
  • Approximately eight hours of practical payments training
  • Open-book certification exam
  • Up to two hours for each attempt
  • Downloadable certificate after passing
  • Professional credential to add to your profile
  • Included Bonus: One additional exam retake at no additional charge

100% Pass Guarantee

Immediate Access

Build AI-Resilient Skills

Increased Promotability

$5,521 in FREE Bonuses

Below are the current bonuses for August 2026. These bonuses are included at no additional charge. 

Bonus #1 - The Training Companies Paid $5,000 For - Now Yours Not Theirs

When payment companies have an idea for a new payments product but aren't sure where to start, they pay $5,000 to take the Payments Boot Camp. A significant portion of this boot camp is in-depth videos that relate to the topics you will study for your certification. Get access to these videos today.

Bonus #2 - Exam Readiness Check - $49 Value

A 30-question practice exam in the same format as your certification exam. Take it as many times as you want, at no extra cost, until you feel ready.

Bonus #3 - No-Risk Retake: If You Don't Pass, Try Again Free - $125 Value

A second exam attempt included at no extra cost — if your first attempt doesn't go your way, you've already got another shot built in.

Bonus #4 - Catch Up, Then Level Up - $0 — because gatekeeping the basics is a jerk move.

Whether you're brand new to payments or just want a refresher, get comfortable with the fundamentals — card types, fees, ATMs, disputes — before diving into the four core certification courses.

Bonus #5 - Borrow 15 Years of Payments Experience for 30 Minutes - $347 Value

A free 30-minute 1-on-1 session with Jake, the academy founder and a payments consultant — we can talk about the content, or you can bring a strategy question, an operational bottleneck, a compliance gray area, or a career move. Your call!

A Practical Credential—Not an Employment Promise

No certification can guarantee a promotion, job offer, or salary increase. This program is designed to strengthen your payments knowledge, professional credibility, and readiness to pursue broader opportunities.

FAQ

What You Need to Know Before Enrolling

How long does the certification take?

The courses take approximately eight hours. Allow up to two additional hours for the certification exam.

Can I complete it in one weekend?

Yes. A focused learner can realistically complete the curriculum and exam during one weekend.

Is the exam open book?

Yes. You may refer to the course materials during the exam.

How many times can I take the exam?

If you buy today, your included bonus is one additional exam retake at no additional charge - so you will get two exam attempts.

Do I need prior payments experience?

No prerequisites are required. The certification is particularly valuable for professionals who already work in payments and want broader knowledge beyond their current role

Is the training live?

No. The training is self-paced and available online. Take it from the comfort of your home or office. 

Can I begin immediately?

Yes. You receive access after enrollment.

Will the certification guarantee a promotion or new job?

No. Employment outcomes depend on many factors. The certification helps strengthen your knowledge, confidence, credibility, and readiness for broader opportunities

I'm new to payments — will I understand the material?

Yes — no prior experience is required.

  • The four core courses are built to teach the full ecosystem from the ground up
  • Intro to Payments is included as a FREE BONUS to get you up to speed before you start

I already have years of payments experience — will I learn anything new?

Based on feedback from Payments veterans, we'd be shocked if you did not.

  • Experienced professionals usually know one lane well — ops, compliance, product, or another single function
  • CFTPM connects all of them — issuing, processing, compliance, and product working together
  • That cross-functional view is the real value, not a repeat of your day-to-day

What's your refund policy?

You're covered by the 45-Day Money-Back Guarantee.

  • Complete both included exam attempts
  • Attend the complimentary review session
  • Complete your third attempt

Still don't pass? Full refund — as long as it's all within 45 days of purchase.

It is as easy as sending us a message through the course communication tool, and we will hit the refund button within 48 hours of your request. 

How do I show off my certification after I pass?

You will receive a downloadable certificate you can save or print. 

Also we recommend, 

  • adding a verifiable certification to LinkedIn on your profile
  • updating your email signature line by putting CFTPM after your name
  • updating your business cards by putting CFTPM after your name

What if I have a technical or account issue?

Support tickets are generally answered the same day. We are also happy to jump on the phone or a share screen with you to resolve any issue as well. 

How do I register for the exam?

No separate registration needed.

  • Complete the four required core courses
  • Your exam unlocks automatically inside your account

Can my employer pay for this?

Yes. Click below to request your packet, and we will send you 1) a copy-and-paste email to your manager, 2) a persuasive 1-pager to help convince them, and 3) an invoice for them to submit for payment so you can start right away. Once your employer pays, we'll send you a link to enroll. Note: the $29.95/year renewal is billed to you separately and stays your responsibility going forward.

Is there an annual renewal fee and what does include?

Yes — $29.95/year — you'll continue to get access to the training material, and it's updated every year so you can stay current with our fast-changing industry.

Do I have to earn CE Credits to keep the certification?

Nope - You have enough on your plate, so we don't require you to earn CE Credits to keep your certification.  You will receive access to the updated material, and we will host free webinars from time to time with top industry experts. 

45 Day

Money Back Guarantee

Pass With Confidence—or Get Your Money Back

We want you to succeed, not simply take your payment.

Your enrollment includes one attempt to pass the open-book certification exam (Limited Time Bonus: One exam retake at no additional charge). If you do not pass either attempt, we will give you:

  • Up to one-on-one review sessions with an instructor - $1,390 Value
  • Personalized guidance on the areas you need to strengthen
  • A third exam attempt at no additional cost before 45 days - $125 Value

Complete the review sessions and take the third exam. If you still do not pass, Payments Academy will refund your full $399 enrollment fee.

To qualify for the guarantee, you must complete the training, take both included exam attempts, attend a review session, and complete the third exam attempt within 45 days of purchase.

Complete the training. Use all three attempts. Follow the review process. Either earn your certification or get your money back.

MAKE THIS WEEKEND COUNT

Get Payments Certified—and Prepare for What Comes Next

Build broader payments knowledge, pass the open-book exam, and earn a professional credential in approximately 10 hours.