YOUR FREE WALKTHROUGH IS READY

Follow a $100 Payment—and See Who Gets Paid

Follow one $100 card purchase from the initial tap through authorization, settlement, and the movement of money. See what each company does, what it earns, and how fees affect what’s left.

Keep the Payment Flow at Your Desk

Download your companion desk reference to follow along with the video and revisit the transaction flows, fees, and revenue breakdown whenever you need them.
Download Your Free Desk Reference

You’ve Followed the Payment. Now Understand the Economics.

In this walkthrough, you saw the fees and revenue for one specific transaction. Change the card, merchant, or transaction details, and the economics can change.

The Interchange Skills Certification helps you understand those differences and work through what they mean for a payment card program.

For $7, you’ll get:

  • Two hours of focused training on interchange, fees, and payment profitability.
  • The factors that affect interchange, including card type, merchant category, and how a transaction is accepted.
  • Worked examples showing how fees and revenue sharing affect what each party retains.
  • A verifiable certificate when you complete the certification requirements.

    • Understand where the revenue comes from, where the costs go, and what remains.

    $7 — One-time payment.