Certified FinTech Payments Manager (CFTPM) 

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Step 1 - Enroll in the Courses - FREE

Students may access these courses for FREE —because improving the payments industry starts with sharing knowledge. If your status below shows 'Enrolled,' you're all set to begin the courses and register for the exam.


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Step 2 - Enroll in the Exam

Once you’ve enrolled in the courses, you’re eligible to take the exam—a chance to prove what you’ve learned and what you’re capable of. The exam includes 100 questions and must be completed in one sitting within 2 hours. It’s open book, because in the real world, knowing how to find the right answers is just as powerful as memorizing them.

You’ll have two opportunities each calendar year to pass, and a score of 85% or higher earns your certification. There’s no cost to retake it, and no penalty for trying again next year if needed. You’ve got this—learn the material, use the tools, and show what you can do.

Passing the exam unlocks your certification and signals to the industry that you’re ready to lead with confidence and credibility

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Step 3 - Get Certified!

Once you’ve enrolled and completed the courses, it’s time to take the exam and earn your certification.


You’ll have two chances each calendar year to pass. A score of 85% or higher earns your official certification. There’s no cost to retake the exam—and no penalty if you need to try again next year.


Explore the courses below that prepare you for certification.

FAQs

What does the certification exam cover?

The exam tests your understanding of the material covered in the 4 course - Ecosystem, Economics, Building Blocks and Compliance. It’s designed to ensure you can apply your knowledge, not just memorize facts.

Where do I take the exam?

You do not need to go to a testing center to take the exam. You can take the exam from anywhere you choose. A couple of key things to keep in mind:

  • This is an open-book exam - meaning that you can reference materials in the course or online to find the answers.  It is just as important that you know where to go to get answers than it is to know the answers off the top of your head.  
  • The exam is 100 questions, and you have two hours to take the exam. 
  • You need an 85% or higher to pass the exam. 

How long do I have to complete the exam?

The exam is 100 questions, and you have two hours to take the exam.

Is there a deadline to take the exam after purchase?

No.

What happens after I pass the exam?

You’ll receive your official digital certificate and CFTPM designation, which you can use on LinkedIn, resumes, email signatures, and business cards. You’ll also get continuing education access to stay current year after year.

What if I fail the exam?

Don’t worry—you get unlimited free retakes, and up to two attempts per calendar year. You’re not penalized for trying again.

Can I get a refund if I change my mind?

We offer a 30-day money-back guarantee , provided you haven’t completed the exam. Please reach out to our team if you need assistance with anything.

Will my certification expire?

Yes. To maintain your certification, you’ll need to pay the $49 annual recertification fee and complete 12 hours of continuing education each year logged in the Payments Academy. This ensures you stay current in a fast-changing industry.

Note: Employees who are part of our Startup and Unlimited employer plans will not have an annual recertification fee.

Do I need prior experience in payments or compliance?

Yes and No. There are no hard and fast requirements for time spent in the industry, as our experience shows that someone in a startup who has spent 3 months launching a program often has more knowledge than someone in a large company who has worked in payments for 20 years.
However, if you have no experience in the industry, you will have very little context for the material and the amount of material may be overwhelming. 

Is this certification recognized by employers?

Yes. The CFTPM certification demonstrates a strong grasp of payments compliance and operational readiness, and is recognized by professionals across FinTech, Issuing Banks, and Program Managers.

Can my employer pay for this certification?

Absolutely. Many professionals get reimbursed by their employer. You have two options:

  1. Pay for the exam yourself and get reimbursed. You will be emailed a receipt upon payment. 
  2. Have your employer email jake@prepaidpm.com to arrange payment through a payment card or invoice. 

Who do I contact if I have questions or need help?

Your instructor is Jake Posey. You can call or text him directly at (904) 556-5537, or email jake@prepaidpm.com.

Do I have to pay the $49 annual fee today?

No. The recertification fee will be billed automatically one year from now to keep your certification active and your materials updated.

Do I have to take the exam every year?

Nope—you only need to pass the exam once to earn your certification.
Each year, we release an updated version of the exam, and while it's totally optional, you're welcome to take it again if you're the kind of person who enjoys a fresh challenge (we see you, overachievers ?).