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  1. Building Blocks 0%
  2. Compliance 0%
  3. Economics 0%
  4. Ecosystem 0%
  • What Does Your Score Mean?

    These 12 questions come directly from the CFTPM certification exam and cover four areas of the certification, with an easy, intermediate, and difficult question from each.

    100–120 Points — Strong CFTPM Readiness

    You demonstrated strong, broad payments knowledge across multiple areas of the CFTPM curriculum.

    Your next step: You may already have much of the knowledge needed to succeed in the certification. The CFTPM training can help you fill remaining gaps, reinforce what you know, and prepare for the full certification exam.

    70–90 Points — Good Foundation, But Some Knowledge Gaps

    You have a solid understanding of payments, but your results suggest there are areas where your knowledge is less complete.

    Your next step: Work through the CFTPM training, paying particular attention to the areas you missed. The certification is designed to help you connect knowledge across the payments ecosystem—not just the areas you work with every day.

    40–60 Points — You Know Part of Payments, But Not the Whole Picture

    You likely understand the areas of payments you work with regularly, but the quiz suggests you have meaningful gaps across the broader payments ecosystem.

    Your next step: Complete the CFTPM training before attempting the certification exam. Focus on building a stronger understanding of how the different parts of payments connect across functions and partners.

    0–30 Points — Build Your Payments Foundation First

    Your results suggest you would benefit from a stronger foundation across the core areas covered by the CFTPM.

    Your next step: Complete the CFTPM training from beginning to end before taking the certification exam. Focus on understanding the relationships between the different players, processes, risks, economics, and compliance responsibilities within payments.

    This 12-question quiz tests only a small portion of the knowledge covered by the CFTPM certification.

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  1. Current
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  1. Question 1 of 12
    1. Question

    What does it mean when a payment network “stands in” for a Processor?

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  2. Question 2 of 12
    2. Question

    What type of accounts does the Issuing Bank own to manage cardholder funds?

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  3. Question 3 of 12
    3. Question

    Which type of data is commonly used for non-documentary identity verification?

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  4. Question 4 of 12
    4. Question

    Which law requires financial institutions to implement a formal Customer Identification Program (CIP) as part of efforts to combat terrorist financing and money laundering?

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  5. Question 5 of 12
    5. Question

    Which regulation requires credit card issuers to disclose costs, fees, and terms clearly, while preventing sudden interest rate hikes without proper notice?

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  6. Question 6 of 12
    6. Question

    How do CIP (Customer Identification Program) and CDD (Customer Due Diligence) differ in an AML context?

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  7. Question 7 of 12
    7. Question

    What is the primary difference between a chargeback and a clawback?

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  8. Question 8 of 12
    8. Question

    How much do major cash load networks typically restrict cash loads to each day?

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  9. Question 9 of 12
    9. Question

    Which of the following is true about PIN transactions (debit)?

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  10. Question 10 of 12
    10. Question

    What is interchange in the payments industry?

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  11. Question 11 of 12
    11. Question

    Which of the following factors can impact the interchange rate of a transaction?

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  12. Question 12 of 12
    12. Question

    What is one of the biggest mistakes a Program Manager can make when negotiating fees with an Issuing Bank?

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